Introduction

The Binance Institutional Loan aims to improve capital efficiency and flexibility for institutional users. Unlike conventional margin and futures products, this advanced feature enables users to use multiple sub accounts and wallets as collateral. By consolidating collateral from diverse sources, users can obtain an institutional loan for margin and futures (in portfolio margin mode) trading on Binance, enhancing their trading strategies and financial management.

Eligibility	VIP 5 volumes and above, or users who meet Binance Margin eligibility requirements
Loan Limit	1m - 5m USDC or USDT (Contingent upon collateral)
Leverage	Up to 4x
Borrowable Assets	USDC or USDT
Supported Collateral & Collateral Haircuts	Spot: BTC,ETH,USDT,USDC,SOL and BNB (No Collateral haircuts). PM: All supported PM Collateral (Collateral haircut applies, please refer to Collateral Ratios) Cross Margin: All Supported CM Collateral (Collateral haircut applies, please refer to Collateral Ratios)

For more details or to apply, please contact your VIP representative or refer to the FAQ.